A household can have substantial wealth and still struggle to produce cash at the moment it is needed. Retirement accounts, long-term investments, property, and other assets may all contribute to net worth while serving purposes that make them inconvenient sources for next month’s tuition payment, tax bill, home purchase, or unexpected expense.
Liquidity planning addresses that mismatch between wealth and timing. John Mateyko is a Fiduciary Financial Planner and Managing Partner at IDEX Financial whose Accredited Portfolio Management Advisor℠ (APMA®) and Wealth Management Certified Professional® (WMCP™) training supports decisions about portfolio structure, investment objectives, and the wider goals different assets are expected to serve.
